0 Poor Advisory Suggestions

Advisers make the same portfolio errors by often suggesting more stock holdings than corporate bonds in the investor’s earlier years, in the assumption that stocks will earn more.

This with the further hypothesis that there will be no heavy future inflation and that past high stock returns were accurate figures.

They also never utilize or even consider the principles of "duration", and that bonds will return higher income with future inflation. (See the Earl J. Weinreb NewsHole® comments and @BusinessNewHole tweets.)